For the love of student credit cards
Kids often start receiving solicitations for credit cards, while they are still in high school. And walk on any college campus and you will see the plethora of advertisements and free give aways for student credit cards. Providing your kids with a healthy respect for and responsible spending attitudes regarding credit cards will give them the confidence to manage the allure of spending more than they should. Some parents introduce the concept of credit cards to their children by starting with a debit card. Through the use of a debit card, your kids will understand the concept that you should only buy what you can afford.